It’s a common misconception that insurance is difficult to obtain for homes on the Outer Banks.  Actually, insurance is available and is more affordable than you think. Conventional policies are available for many homes.  The “Beach Plan”, a specialty insurance tailored to the needs of oceanside properties, is also available.

Insurance coverage on the Outer Banks is usually sold a la carte offering fire, wind, flood and liability.  If your home is located in a flood zone, loan conditions will require obtaining flood insurance.  I can provide general information concerning floood coverage as well as a list of companies to check for quotes. 

It’s a common misconception that insurance is difficult to obtain for homes on the Outer Banks.  Actually, insurance is available and is more affordable than you think. Conventional policies are available for many homes.  The “Beach Plan”, a specialty insurance tailored to the needs of oceanside properties, is also available.

Insurance coverage on the Outer Banks is usually sold a la carte offering fire, wind, flood and liability.  If your home is located in a flood zone, loan conditions will require obtaining flood insurance.  I can provide general information concerning floood coverage as well as a list of companies to check for quotes.