Friday, July 30, 2010
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Buyers   »   Financing Options    

 Jackie Ricks-Sample
800-801-7861 Toll free
252-441-8011 Office

252-202-8011 Cell

JackieSample@SunRealtyNC.com

Bookmark this site!

Kill Devil Hills
1500 South Croatan Highway

PO Box 1630/KDH NC  27948
252-441-8011
800-801-7861
JackieSample@SunRealtyNC.com


 

 Jackie Ricks-Sample
800-801-7861 Toll free
252-441-8011 Office

252-202-8011 Cell

JackieSample@SunRealtyNC.com

Bookmark this site!

Kill Devil Hills
1500 South Croatan Highway

PO Box 1630/KDH NC  27948
252-441-8011
800-801-7861
JackieSample@SunRealtyNC.com


 
  • Prequalifying
    The first step to prequalification is to contact a lender in your local area or drop by any of our financial institutions during your next visit to the Outer Banks. Knowing in advance how much you can afford will help alleviate a lot of stress during your search and it adds a sense of security for the seller when an offer is presented.  Let your REALTOR® guide you to the most knowledgeable lenders in our market. 
  • Owner Financing
    Owner financing is rare but available. Some owners are willing to actively participate in the financing of the home for the buyers.  Owner financing usually involves balloon payments.
  • Investor loan vs. Second home loan
    The main determining factor between an investor loan and a second home loan is whether the property will be rented out.  If the property is rented out for any period of time, it is considered an investment property. Traditionally, interest paid on a vacation home (investment property) is tax deductible.  Contact your financial advisor for more information. 
  • Prequalifying
    The first step to prequalification is to contact a lender in your local area or drop by any of our financial institutions during your next visit to the Outer Banks. Knowing in advance how much you can afford will help alleviate a lot of stress during your search and it adds a sense of security for the seller when an offer is presented.  Let your REALTOR® guide you to the most knowledgeable lenders in our market. 
  • Owner Financing
    Owner financing is rare but available. Some owners are willing to actively participate in the financing of the home for the buyers.  Owner financing usually involves balloon payments.
  • Investor loan vs. Second home loan
    The main determining factor between an investor loan and a second home loan is whether the property will be rented out.  If the property is rented out for any period of time, it is considered an investment property. Traditionally, interest paid on a vacation home (investment property) is tax deductible.  Contact your financial advisor for more information. 

Jackie Ricks-Sample, ABR, CRS, GRI, RRS, SFR

Sun Realty

1500 S. Croatan Hwy / PO Box 1630 / Kill Devil Hills, NC 2948
Phone: 252-441-8011 | Toll Free: 800-801-7861 | Cell: 252-202-8011 | Fax: 252-441-7184      

Email: JackieSample@SunRealtyNC.com

    

 
 

 

Jackie Ricks-Sample, ABR, CRS, GRI, RRS, SFR

Sun Realty

1500 S. Croatan Hwy / PO Box 1630 / Kill Devil Hills, NC 2948
Phone: 252-441-8011 | Toll Free: 800-801-7861 | Cell: 252-202-8011 | Fax: 252-441-7184      

Email: JackieSample@SunRealtyNC.com

    

 
 

 

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